All too often, science is considered the polar opposite of arts. Dr. Mae Jemison speaks to the intersection of arts and science, given her own experience, as a dancer, doctor, chemical engineer and first African American female astronaut.
“Many people,” she wrote, “do not see a connection between science and dance, but I consider them both to be expressions of the boundless creativity that people have to share with one another.” (New York Times, September 16, 1992)
When Dr. Jemison flew on Space Shuttle Endeavor, she took an Alvin Ailey American Dance Theater poster on board. While students (and their parents) may believe that they will have to choose between arts and science in order to be successful, Dr. Jeminson provides an example of someone who creatively intertwined both.
For most of us, moving out of the parental units’ house is the ultimate signifier of adulthood. So, what’s the threshold defining adulthood for the growing numbers of 25 year olds, who live with their parents (even after moving away for college)?
Since 2002, parental co-residence rates have only risen:
And, in 2012:
Although Irene Bergman intended her advice for Wall Street finance types, her wisdom can apply to anyone in any situation. Bloomberg News recently highlighted Ms. Bergman for her longevity in a notoriously competitive business, stock trading. We can all learn a lesson, if for no other reason, than Ms. Bergman has the weight of a century of life behind her words.
Don’t do anything stupid.
Sacramento was my bubble, it was all I really knew. My life was school, having fun with friends, and large Filipino family functions—a weekly ritual that involved eating, gabbing, and more eating, celebrating any occasion from birthdays to National Pancake Day. It was a lifestyle of comfort and familiarity. So, why would I leave home and go away to college? Curiosity—there was a part of me that wanted to explore outside of my boundaries. I also saw myself as those characters in teen movies where they leave home for college and start their journey to “adulthood”, but like most of those teen flicks, they rarely depict the difficulty of adjusting to being away from home. Out of the California State Universities that granted me admissions, I chose Chico State. Before there were smartphones, MapQuest showed Chico to be two hours away from Sacramento—an hour and twenty with a lead foot—it was far enough to test the boundaries of independence, but close enough to come home if needed. read more…
Scores from the June 6, 2015 SAT will still be valid; however, any student believing their June 6, 2015 SAT scores were unduly affected by the printing error, which we discussed in our previous post, can petition for a retake for free. The College Board will waive the fees for the October 3, 2015 SAT date for students who took the June 6, 2015 SAT. read more…
You have to leave the city of your comfort and go into the wilderness of your intuition. You can’t get there by bus, only by hard work and risk and by not quite knowing what you’re doing, but what you’ll discover will be wonderful. What you’ll discover will be yourself.
– Alan Alda
We all go through life bristling at our external limitations, but the most difficult chains to break are inside us.
– Bradley Whitford
You will never see a U-haul behind a hearse. You can’t take it with you.
– Denzel Washington
That diploma you hold in your hands today is really just your learner’s permit for the rest of the drive through life. Remember, you don’t have to be smarter than the next person, all you have to do is be willing to work harder than the next person.
– Jimmy Iovine
It is impossible to live without failing at something, unless you live so cautiously that you might as well not have lived at all – in which case, you fail by default.
– J.K. Rowling
Here’s the thing: the world is not going to issue you an engraved invitation to this life.
– Sarah Heidt
Even if you are on the right track, you will get run over if you just sit there.
– Will Rogers
Worry is like a rocking chair: it gives you something to do but never gets you anywhere.
– Erma Bombeck
The only place where success comes before work is in the dictionary.
– Vidal Sassoon
The unfortunate, yet truly exciting thing about your life, is that there is no core curriculum. The entire place is an elective.
– Jon Stewart
I learned many great lessons from my father, not the least of which was that you can fail at what you don’t want, so you might as well take a chance on doing what you love.
– Jim Carrey
You will never have more energy or enthusiasm, hair, or brain cells than you have today.
– Tom & Ray Magliozzi
A graduation ceremony is an event where the commencement speaker tells thousands of students dressed in identical caps and gowns that ‘individuality’ is the key to success.
– Robert Orben
“Your families are extremely proud of you. You can’t imagine the sense of relief they are experiencing. This would be a most opportune time to ask for money.”
– Gary Bolding
To those of you who are graduating this afternoon with high honors, awards, and distinctions, I say, ‘well done.’ And as I like to tell the C students, you too can be president.
– Former U.S. President George W. Bush
Sometimes, your insecurities and your inexperience may lead you, too, to embrace other people’s expectations, standards or values. But you can harness that inexperience to carve out your own path, one that is free of the burden of knowing how things are supposed to be, a path that is defined by its own particular set of reasons.
– Natalie Portman
See our previous post for more about the graduating Class of 2015.
First, take a deep breath. Hearing “error” and “SAT” in the same sentence can create stress. The College Board will NOT ask anyone to retake the SAT, despite a printing error on the June 6, 2015 test. Here’s what happened, straight from the College Board public announcement:
The time allotted for a specific math or reading section — either section 8 or 9, depending on the edition — was incorrect in the student test books but correct in the script and manual provided to test center supervisors. The copy in the student test books indicated “25 minutes” while the manual and script indicated the correct time limit of “20 minutes.”
Not to worry, the June 6 SAT scores will still be acceptable for college admissions and applications. read more…
The vastness of the western United States, specifically California, can actually limit our view. Each time I speak with high school juniors about college choices, I hear the aforementioned oxymoron. The diverse geography of California and distance of Northern California to Southern California can entice students to think they’re making a big move away from home. I know. I did that move myself—from Sacramento to San Diego for college—convinced that I was taking a humongous leap away from home, not recognizing the contradiction that I was comforted by the idea of living in the same state. My other top college choice was near Seattle, Washington. In reality, Seattle is only 1.5 hours of car travel more than driving to San Diego, but the idea of moving two states away, was too much of a mental obstacle for my 17-year old self. So, I can fully empathize with today’s California high school students, who are seeking colleges in their home state. read more…
The Class of 2015’s graduation celebrations may be short-lived. A graduation is often called a commencement, or beginning. So, what can the Class of 2015 expect for their new beginning?
1) The highest average student debt of any graduating class in the last 23 years – $35,000 per student loan borrower.
Almost 71% of bachelor’s degree recipients will graduate with a student loan, compared with less than half two decades ago and about 64% 10 years ago. (Wall Street Journal, May 8, 2015)
Go to college. Then, get a job. The old adage may have passed its time. Now, the meme may be more like, “Compete to get into college. Go to college; work unpaid internships every semester starting your freshman year, and each summer take more internships, then, hopefully, you’ll get a job by graduation.”
According to a May 18, 2015 Washington Post article:
Companies are increasingly bypassing the spring job market, when they typically interviewed college seniors, and instead are hiring directly from their intern pools, offering jobs and forcing students to commit just weeks into their senior year. More than 70 percent to 80 percent of new hires at big companies like Facebook, Enterprise Rent-a-Car, and eBay come through their internship programs now, compared to about half or less just a decade ago.
“There was a time when 50 employers came to recruit for interns,” Patricia Rose, director of the career center at the University of Pennsylvania, told me. “Now we have 180.”
When submitting the FAFSA or Free Application for Federal Student Aid to apply for financial aid at colleges and universities all over the United States, parents and students have needed a PIN number as their electronic signature. Recently, Federal Student Aid has changed the PIN to an FSA ID, which will serve as an electronic signature for the:
- My Federal Student Aid to monitor all Federal Student Aid received,
- StudentLoans.gov to complete entrance counseling for all Federal Stafford Student Loans and Parent PLUS Loans, and
- The TEACH Grant Program, allowing future teachers to reduce their Federal Stafford Student Loans up to $4000 per year when agreeing to teach for at least four years
For a parent or student with a PIN number, use the FSA ID website to replace an existing PIN with a FSA ID number. Just like the PIN, a parent’s FSA ID number can be used to electronically sign more than one child’s FAFSA.
For others without a PIN, the same website can establish a FSA ID.
Just a reminder: all families should submit the FAFSA each year a student is enrolled in college, regardless of family income and asset values. The only way to be considered for any financial aid is to complete the annual FAFSA.
Congratulations to the Creative Marbles Consultancy Class of 2015 Seniors!
We’re proud that you’ll be attending the following institutions in Fall 2015:
The Ivy Leagues:
Harvard University – Cambridge, Massachusetts
Brown University – Providence, Rhode Island
Chapman University – Orange, California
Creighton University – Omaha, Nebraska
Gonzaga University – Spokane, Washington
Massachusetts Institute of Technology – Cambridge, Massachusetts
Mills College – Oakland, California
New York University, Stern School of Business – New York, New York
Sarah Lawrence College – Bronxville, New York
Seattle University – Seattle, Washington
University of Portland – Portland, Oregon
University of San Diego – San Diego, California
University of San Francisco – San Francisco, California
University of the Pacific – Stockton, California
Willamette University – Salem, Oregon
California State University, Sacramento – Sacramento, California
Cal Poly, San Luis Obispo – San Luis Obispo, California
George Mason University – Fairfax, Virginia
Ohio State University – Columbus, Ohio
Oregon State University – Corvallis, Oregon
San Diego State University – San Diego, California
Sonoma State University – Rohnert Park, California
University of California, Davis – Davis, California
University of California, Berkeley – Berkeley, California
University of California, Los Angeles – Los Angeles, California
University of California, San Diego – La Jolla, California
University of California, Santa Barbara – Santa Barbara, California
University of Oregon – Eugene, Oregon
University of Washington – Seattle, Washington
“…the core skill of an innovator is error recovery not failure avoidance.”
– Pixar University’s Randy Nelson
Innovators simply tweak a relatively ordinary experience to seem new. Think: Howard Shultz, Starbucks CEO, repackaging coffee (a substance humans have been drinking for thousands of years) building a whole new market. Think: Steve Jobs of Apple, building on the transistor radio, and ‘80’s Sony Walkman, to create the iPod, iTouch, iPhone, iYetToBeNamed. How many prototypes, mistakes, mishaps did Shultz and Jobs—who incidentally was fired then rehired by Apple, the company he founded—endure before landing on the right combination to what we know (and can’t live without) today?
What Jobs and Shultz experience shows is that success is not only about inherent aptitude, but about a willingness to learn from experience. Through objective analysis, mistakes can turn into opportunities to improve for the next model. How we fall down and how we pick ourselves back up can mean the difference between history-making innovation, and a good idea that never was.
Not all student debt is ruinous. However, borrowing can be complex. Loans spend tomorrow’s income today, and for college students, a promise of tomorrow’s income is spent to pay for expenses in the present day. Understanding recent growth in student loans and the challenges of repayment can help potential student loan borrowers consider both the benefits and the risks before borrowing.
For the last 30 years, college tuition is increasing greater than other consumer goods and services:
In addition, median household income is relatively flat in growth over the same time period:
The College Board will give the revised version of the SAT for the first time in March 2016. The revised version of the SAT will still include a Critical Reading, Math and a Writing portion; however, the Writing section will be optional. College admissions offices are slowly addressing the changes in the SAT format, yet have not published revised admissions policies for the Class of 2017.
The current version of the SAT will be given for the last time in January 2016.
The Class of 2017 faces the question of taking the current version, the new version or both versions of the SAT. Preparation materials for the new SAT are currently unavailable for purchase.
- What it feels like: “YES! OMG!” And, loud screaming. Maybe some tears of joy (and relief).
- What it means: You still need to pass all classes in Spring semester with a C or better, otherwise the acceptance can be rescinded.
- What it feels like: Rejection. A disapproving judgment of where there’s no discussion, no appeal and only seemingly ceaseless, endless questions. Anger.
- What it means: Opportunity to test character and the ability to weather unmet expectations, as well as decide which college does match from the options available. *
- What it feels like: Hope and disappointment simultaneously. Then, the questions start. “What more can I do?” “When will the university tell me if I’ve been accepted or not?” “Why did I get waitlisted?”
- What it means: The college is protecting its interests to be sure to have enough students in the incoming Fall freshman class. Generally, decisions about applicants from the waitlist are made after May 1, when all the admitted students have submitted their replies. *
“Likely” Letter*: a recent innovation borrowed from college athletic recruiters, used by college admissions offices
- What it feels like: “I’m in!” “Wow! Somebody knows my name!”
- What it means: In all likelihood, you’ll be accepted into the college sending the “likely” letter, BUT don’t make any final decisions. Wait for the official offer of acceptance before celebrating.
*Admissions decisions are conditional. Be sure to read all the conditions and processes that need to be followed. (Even denials can be appealed, yet know that the decision may still not be overturned.) Ask any and all questions to be clear on the next steps, and consult trusted advisors if more strategic decision-making is needed.
Thoughts from the news:
- Flip Side of Reducing Student Debt Is Increasing the Federal Deficit, New York Times, February 11, 2015—for every benefit, there is a cost
- Looking At Student Loan Defaults Through a Larger Landscape, Federal Reserve Bank of New York, February 19, 2015—student loan defaults are not only increasing, but also occurring earlier in the repayment period
- Why You Should Tell Your Children How Much You Make, New York Times, January 29, 2015—an open conversation can help families work together to find the greatest value for college
- The Changing Profile of Student Loan Borrowers, Pew Research Center, October 7, 2014—increasing numbers of students from affluent families are borrowing to pay for college costs
- A Perfect Storm Is Heading Toward Higher Education, Time, February 25, 2015—how will the three decade rise in college tuition, combined with technology innovations and parents’ dissatisfaction with college outcomes affect colleges?