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More on Financial Aid & College Affordability

Here’s a few tips when choosing colleges for application and enrollment, and simultaneously determining how your family will afford the costs: Calculate all 4 or 5 years of costs when determining the affordability of college, not just the first year. College costs during a student’s senior year in college are likely to be at least …

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Financial Aid: There is No Free Lunch

There is no-magic-bullet-one-time-conversation-painless-and-costless solution to paying for college.  Increasing the amount of financial aid–either need based or merit based–are multiple year efforts that extend through a student’s entire college career.  Basically, there is no free lunch. Moving equity from one’s home to a life insurance policy or rolling all savings into retirement accounts are strategies …

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College: Nature vs. Nurture

A recent study by economists, Stacy Dale and Alan Krueger, showed that college graduates from Ivy League colleges and college graduates who were denied admissions to an Ivy League college have the same earning potential. Even applying to a school, even if you get rejected, says a lot about you.  –Dale Krueger, NY Times, 2/21/2011 …

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GUEST POST: A Mom’s Perspective on College Admissions Consultants

By Anne Ross, Ross Family CEO and Co-Entrepreneur Anne and her family first consulted Creative Marbles Consultancy in her daughter’s junior year. She graciously agreed to submit a guest post to share her insights to the college admissions process from a parent’s view. I was asked to give a parent’s perspective and first thought, “Wow, …

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College as a “Financial Decision, not a Rite of Passage”

A little forethought before taking student loans can help students and families understand all the effects of their decision.  As Sue Shellenbarger reported in the Wall Street Journal, 4/17/2012, “[approaching college choices] as a financial decision, rather than a rite of passage” can help families make responsible decisions.

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Considering Universities as Idea Makers to Select Colleges

Research and exploring ideas aren’t usually at the top priority of a student or their parents in choosing a college.   “Getting a good job” or “moving away from home” are more common criteria for choosing colleges.  However, universities are incubators for new knowledge.  (Think: Google, which emerged from graduate work at Stanford )  Knowing the …

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Choosing a College for Job Potential in Its Location

Remember choosing colleges for enrollment or application is not only about the academic and social experience for the years between age 18 and 22.   Where the college is located in terms of getting a job and not living on mom and dad’s couch until age 35  is also important to consider. The smart folks at …

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Comparing College Costs

The Consumer Finance Protection Bureau is offering a new tool for families to compare up to 3 different colleges’ costs at a time.  (Seniors can also add specific information from their financial aid award letters for further comparison. ) 

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Parents and Academic Success

Parents often ask what they can do to support their children’s education.  Elementary school parents can feel confident to assist with homework assignments and welcome to volunteer in the classroom.  Yet, as students mature, mom and dad’s presence on campus at middle school and high school can be an embarrassment to teens, while mom and …