Here’s a few tips when choosing colleges for application and enrollment, and simultaneously determining how your family will afford the costs: Calculate all 4 or 5 years of costs when determining the affordability of college, not just the first year. College costs during a student’s senior year in college are likely to be at least one-fifth higher than during the…
Author: Jill Yoshikawa, Ed M, Partner of Creative Marbles Consultancy
Jill Yoshikawa, EdM, Harvard ’99, a seasoned, 25 year educator and consultant, is meticulous in helping clients navigate all aspects of the educational experience, no matter the level of complexity. She combines educational theory with experience to advise families, schools and educators. A UCSD and Harvard graduate, as well as a former high school teacher, Jill works tirelessly to help her clients succeed.
Financial Aid: There is No Free Lunch
There is no-magic-bullet-one-time-conversation-painless-and-costless solution to paying for college. Increasing the amount of financial aid–either need based or merit based–are multiple year efforts that extend through a student’s entire college career. Basically, there is no free lunch. Moving equity from one’s home to a life insurance policy or rolling all savings into retirement accounts are strategies may have greater costs to…
College: Nature vs. Nurture
A recent study by economists, Stacy Dale and Alan Krueger, showed that college graduates from Ivy League colleges and college graduates who were denied admissions to an Ivy League college have the same earning potential. Even applying to a school, even if you get rejected, says a lot about you. –Dale Krueger, NY Times, 2/21/2011 Ms. Dale and Mr. Krueger…
College as a “Financial Decision, not a Rite of Passage”
A little forethought before taking student loans can help students and families understand all the effects of their decision. As Sue Shellenbarger reported in the Wall Street Journal, 4/17/2012, “[approaching college choices] as a financial decision, rather than a rite of passage” can help families make responsible decisions.
Considering Universities as Idea Makers to Select Colleges
Research and exploring ideas aren’t usually at the top priority of a student or their parents in choosing a college. “Getting a good job” or “moving away from home” are more common criteria for choosing colleges. However, universities are incubators for new knowledge. (Think: Google, which emerged from graduate work at Stanford ) Knowing the opportunities for students to participate…
SAT Subject Tests: Too Early for Freshmen & Sophomores?
While high school Freshmen and Sophomores are not facing college applications in the next year, in my experience, a little forward thinking can give 9th & 10th graders as many options as possible for college.
Choosing a College for Job Potential in Its Location
Remember choosing colleges for enrollment or application is not only about the academic and social experience for the years between age 18 and 22. Where the college is located in terms of getting a job and not living on mom and dad’s couch until age 35 is also important to consider. The smart folks at The Atlantic Cities have some…
Comparing College Costs
The Consumer Finance Protection Bureau is offering a new tool for families to compare up to 3 different colleges’ costs at a time. (Seniors can also add specific information from their financial aid award letters for further comparison. )
Parents and Academic Success
Parents often ask what they can do to support their children’s education. Elementary school parents can feel confident to assist with homework assignments and welcome to volunteer in the classroom. Yet, as students mature, mom and dad’s presence on campus at middle school and high school can be an embarrassment to teens, while mom and dad wonder, “How many more…
The Value of a College Degree
As record numbers of students apply to college who’re seeking a “good paying job” is that diluting the earning value of a college degree, since more job-seekers enter the market as college graduates?