For most of us, moving out of the parental units’ house is the ultimate signifier of adulthood. So, what’s the threshold defining adulthood for the growing numbers of 25 year olds, who live with their parents (even after moving away for college)? Since 2002, parental co-residence rates have only risen: And, in 2012:
What a 99 Year Old Wall Street Trader Knows
Although Irene Bergman intended her advice for Wall Street finance types, her wisdom can apply to anyone in any situation. Bloomberg News recently highlighted Ms. Bergman for her longevity in a notoriously competitive business, stock trading. We can all learn a lesson, if for no other reason, than Ms. Bergman has the weight of a century…
Leaving the nest
About the Author: Joe is a member of the Creative Marbles Consultancy and the Hubbubbaloo Creative team. He shares his experience transitioning into his first year of college away from home. Sacramento was my bubble, it was all I really knew. My life was school, having fun with friends, and large Filipino family functions—a weekly…
New Information about the June 6, 2015 SAT Error
Scores from the June 6, 2015 SAT will still be valid; however, any student believing their June 6, 2015 SAT scores were unduly affected by the printing error, which we discussed in our previous post, can petition for a retake for free. The College Board will waive the fees for the October 3, 2015 SAT…
As You Commence…
You have to leave the city of your comfort and go into the wilderness of your intuition. You can’t get there by bus, only by hard work and risk and by not quite knowing what you’re doing, but what you’ll discover will be wonderful. What you’ll discover will be yourself. – Alan…
About the June 6, 2015 SAT Error
First, take a deep breath. Hearing “error” and “SAT” in the same sentence can create stress. The College Board will NOT ask anyone to retake the SAT, despite a printing error on the June 6, 2015 test. Here’s what happened, straight from the College Board public announcement: The time allotted for a specific math…
The Complexity of Choosing Colleges
The vastness of the western United States, specifically California, can actually limit our view. Each time I speak with high school juniors about college choices, I hear the aforementioned oxymoron. The diverse geography of California and distance of Northern California to Southern California can entice students to think they’re making a big move away from…
The Practicality of a College Education
Presented in addition to last week’s post about what faces Class of 2015 Graduates… From Zero Hedge, May 31, 2015
Congrats, Class of 2015?
The Class of 2015’s graduation celebrations may be short-lived. A graduation is often called a commencement, or beginning. So, what can the Class of 2015 expect for their new beginning? 1) The highest average student debt of any graduating class in the last 23 years – $35,000 per student loan borrower. 2) In addition, a…
Internships: The New Entry Level Job
Go to college. Then, get a job. The old adage may have passed its time. Now, the meme may be more like, “Compete to get into college. Go to college; work unpaid internships every semester starting your freshman year, and each summer take more internships, then, hopefully, you’ll get a job by graduation.” According to a…
Homework Blues
Presented for parents who contend daily, sometimes through a full 12 rounds, with their teenagers about their homework assignments: Published May 13, 2015
The FAFSA PIN is Now the FSA ID
When submitting the FAFSA or Free Application for Federal Student Aid to apply for financial aid at colleges and universities all over the United States, parents and students have needed a PIN number as their electronic signature. Recently, Federal Student Aid has changed the PIN to an FSA ID, which will serve as an electronic…
Kudos to the Class of 2015!
Congratulations to the Creative Marbles Consultancy Class of 2015 Seniors! We’re proud that you’ll be attending the following institutions in Fall 2015: The Ivy Leagues: Harvard University – Cambridge, Massachusetts Brown University – Providence, Rhode Island Private Universities: Chapman University – Orange, California Creighton University – Omaha, Nebraska Gonzaga University – Spokane, Washington Massachusetts Institute…
The Work of Innovation
“…the core skill of an innovator is error recovery not failure avoidance.” – Pixar University’s Randy Nelson Innovators simply tweak a relatively ordinary experience to seem new. Think: Howard Shultz, Starbucks CEO, repackaging coffee (a substance humans have been drinking for thousands of years) building a whole new market. Think: Steve Jobs of Apple, building…
Student Debt in Seven Charts
Not all student debt is ruinous. However, borrowing can be complex. Loans spend tomorrow’s income today, and for college students, a promise of tomorrow’s income is spent to pay for expenses in the present day. Understanding recent growth in student loans and the challenges of repayment can help potential student loan borrowers consider both the benefits and the risks before borrowing.…