While families know they’ll pay for college textbooks, the actual expense may be seen as, “OMG, ONE more thing I have to pay for?!?” When families may already feel limited in savings and income to pay for rising college tuition, planning ahead can help reduce stress. Knowing the average annual textbook expense at potential colleges,…
Tag: California State University (CSU)
Guest Post: Cultural Musings
Many high school and college students intend to study abroad, with only vague notions of foreign escapades and intrigue, as a sort of extended tourist vacation. Haven, a current New York University Sophomore and former Creative Marbles Consultancy client, agreed to share a more detailed picture for students wishing to live and study internationally, while…
May 1st: Not Just May Day for Seniors
For graduating Seniors across the world, May 1 is the deadline decision day to enroll in a U.S. college for Fall 2013. Today is the culmination of the college admissions process, of which the year long college application process from Fall 2012 to now was the latest step for Seniors and their families. Although, the college…
More Details About Federally Funded Student Loans
As interest rates for subsidized Stafford loans (i.e. interest is withheld throughout college) is poised to increase from 3.4% to 6.8% as of July 1, 2013, Congress is considering to postpone the increase, as happened in 2012. (BTW, unsubsidized Stafford loans, where interest begins accruing from the date promissory note is signed, is already 6.8%.)
College Degree: Gateway to Middle Class Prosperity or Financial Burden?
While many students and their families pursue a 4 year college degree for the imagined financial security and solid middle class living, the cost(s), both to pay for the degree and the long term effects of earning the degree, may be greater than the return. Generations have been raised to expect that their standard of…
Denied?!? WHAT THE WHAT?!!!?
The email inbox for a college applicant at this time of March can be an emotional minefield. Each “ding” alerting the Senior to a newly received message can create a heart-pounding, nervous-butterflies-in-the-stomach-hand-quivering-as-you-click-the-mouse-on-the-bolded-new-message-from-such-and-such-college, frantically searching the opening text for, “Congratulations!” and instead seeing, “With a record number of applications, we regret we were unable to admit you…
The Pins & Needles Way of Living Successfully
A life lived without failure is not success, it’s mediocrity. – Liz Lenz After reading a Facebook post with this quote, I started thinking about my fears of failure and how much effort I’ve spent trying to avoid failure like the plague, in some cases, not trying some new endeavor to spare myself even perceived…
Transfer Admissions Guarantee At California State Universities (CSU)
California Community Colleges (CCC) and the California State University (CSU) systems recently started a transfer guarantee program for selected majors, where students can earn both an Associates Degree from a Community College and their Bachelor’s from a four year CSU, called the Associate’s Degree for Transfer. Basically, if students complete a set of required general…
More About Waiting for College Admissions Decisions: Is The Glass Half Empty or Half Full?
Perception can change everything. I was complaining recently about something not going my way, and a friend reminded me about the neighborhoods in Syria being bombed daily, a roof over my head from the recent winter rain storm, you get the picture. My friend got me thinking–how do we maintain a realistic view without falling…
“How Do I Select Colleges for Application If I Don’t Know My Major?”
One of the first questions that arise when high school juniors start thinking about selecting colleges for application is, “What’s my academic major?” However, choosing a major can seem risky, like locking oneself into an academic concentration with no chance to change, as well as declaring career for the rest of one’s life–all at age…
The Skinny on Increasing College Tuition
Wondering why college seems more costly than in the past? According to the U.S. Bureau of Labor Statistics, college tuition has increased 559% since 1985. Over the same time, disposable income has increased only incrementally, which can create the perception of greater costs for each family.
Do You Wonder if College Admissions Offices are Single-Handedly Keeping the U.S. Postal Service In Business?
Availability of information is not the problem when starting a search for colleges. The sources of information–admissions statistics, YouTube, college websites, college search engines, Facebook pages, parents swapping stories on the sidelines at the soccer game, alumni returning to high schools to talk about their college experience, aunties and uncles freely offering college advice at…
How to Reduce the “Yuck” in Preparing for the SAT & ACT
The SAT and ACT are unlike tests students see in high school. First, teenagers will need to be awake at 7:45 am on a Saturday morning, bright-eyed and bushy tailed, knowing the score will play a role (although how large is unknown) in determining their competitiveness for admissions to colleges of their choice. Second, teenagers…
“Study Abroad” May Not Mean What You Think
“Study abroad” in college can have multiple definitions. Not every student will immerse themselves for a year at a foreign university, studying concepts in a foreign language. Universities are expanding the range of opportunities to travel and study abroad, as well as varying the duration of programs. Summers, spring breaks, semesters-long, month long trips between…
The Waiting Game
I sometimes wonder what’s more stressful for Seniors and their families–applying to college or the months long wait for responses from the colleges. At least with applying, there’s a deadline, a definite end point to the frenzied energy. Plus, the activity of writing essays and collecting letters of recommendation, completing the application keeps one…