As has been previously discussed, college tuition is increasing annually, and shows few signs of abating; however, at some point college education will be subject to the law of supply and demand. As demand for college education continues growing – seen in each year’s record numbers of applicants, with total student debt growing beyond the record breaking $1.2 Trillion mark…
Tag: College majors
The Bill Always Comes Due
An unprecedented $1.2 trillion in student debt has grown exponentially in the last several generations, showing few signs of abating. In less than one generation, college graduates have tripled their debt burden. According to the Wall Street Journal, over 70% of the Class of 2014 will graduate college with an average of $33,000 in student…
Top 10 Questions NOT to Ask a High School Senior
Where are you applying to college? You must be excited to graduate high school, aren’t you? Isn’t senior year the best time of your life? What is your GPA? What are your SAT scores? Why do you want to apply there? (referring to a particular college) My son/daughter/nephew/co-worker’s daughter’s boyfriend’s cousin went to _____ (fill-in-the-blank…
How Major is a College Major?
Choosing a college major is not the fork-in-the-road life moment, where the only consequences are becoming the next Steve Jobs or complete destitution. Many will equate “deciding a major” with “deciding a career.” However, major choice doesn’t always match exactly with careers. Ask any college graduate if their career directly correlates with their academic major. …
Guest Post: “The School Part of School”
About the author: Rohan graduated with a full International Baccalaureate Diploma in 2012. He moved from Northern California to the Midwest for college at Case Western Reserve University in Cleveland, Ohio. He’s currently majoring in Biomedical Engineering and plans to attend medical school. The academic requirements for both engineering and pre-medicine can be demanding. Rohan’s previous…
College Degree = Value, Right?
Financial security, or the promise of lifetime employment, is often a reason for choosing to attend college. However, recent income and employment trends may give college-bound students pause to further contemplate their expectations of job security with a college degree. 44% of today’s college graduates are underemployed, meaning they don’t need a college degree for…
Rising Student Loan Delinquency
Student loans can help fund college expenses, yet create a future financial burden for students when in repayment. Currently, the total of student loans 90 days or more delinquent is at a record high of $124.3 billion – an increase of more than $3 Billion since last quarter. Possible reason for the delinquency can include…
The State of the Recent College Graduate
Just in the last month, more recently graduated or soon-to-be-graduated college students have re-connected with Creative Marbles for post-college advising. Degrees (almost) in hand, “Now what?” is the question, as these grads move back home with mom and dad. The current sentiment as published in today’s Wall Street Journal gives insight into the world our…
Guest Post: Don’t Overlook The Food
About the author: Rohan graduated with a full International Baccalaureate Diploma in 2012. He moved from Northern California to Ohio for college at Case Western Reserve University. He’s currently majoring in Biomedical Engineering and plans to attend medical school. So, in the following post where he discusses what to eat, take his words to heart. Studying…
Student Loan Repayments May Cost More Than The Amount Borrowed
Changes to repayment rules for Federal student loans offers borrowers flexibility to manage their debts, as outlined in a recent New York Times article. However, not only do the recent changes provide assistance for current borrowers, potential student loan borrowers can plan ahead. Our recommendations are outlined, alongside excerpts of the article in italics. Rising…
Ahead of the Curve: November 7, 2013
From the News: Black and White and in the Red: Student Newspapers Scurry to Make Ends Meet, New York Times October 31, 2013 Why Teach English? The New Yorker August 27, 2013 UC Classes Too Big, Teacher Aides Too Few, Report Says, San Francisco Chronicle November 6, 2013 [Note: UC refers to the University of…
General Thinking According To Google Trends
What’s on people’s minds… Hat tip to zerohedge.com (8/21/2013)
A Career May Be “Part Time”
“Full time” employment may not come from only ONE job for college grads. The Los Angeles Times provides more details on the “part-time” and temporary jobs growth. Cartoon Credit: http://www.intoon.com/cartoons.cfm/id/125005
The Worth of Wealth
What is wealth? The Urban Institute recently reported that the average net worth of today’s 29 to 37 year old has fallen 21% in comparison with previous generations since 1983. On the surface, this idea of “less wealth” may seem like a bad thing, as generally, I don’t like to be “less” at anything. However,…
Ever Wonder Where The Day Went?
The following chart represents the average time spent each day on a variety of activities for ALL American adults (people aged 15 or older), from the Bureau of Labor Statistics most recent American Time Use study. Might give you some answers to “where did all my time go today?” pondering. Some highlights: Only .47 hours of…