I have never met a parent who didn’t want the absolute best for their children. The idea of helping one’s offspring become more independent often is part of that “wanting what’s best.” When toddlers can’t immediately get up after a non-injuring fall, parents will often be mindful not to rush in and swoop up the…
“Study Abroad” May Not Mean What You Think
“Study abroad” in college can have multiple definitions. Not every student will immerse themselves for a year at a foreign university, studying concepts in a foreign language. Universities are expanding the range of opportunities to travel and study abroad, as well as varying the duration of programs. Summers, spring breaks, semesters-long, month long trips between…
Need Based Financial Aid Explained
Paying for college can sometimes be a separate worry from concerns about admissions. Often, parents ask us nervously about how to afford college, as well as the family’s chances of actually qualifying for any financial aid. I find that parents are most concerned about need based aid, given the family’s income and asset values. The…
The Waiting Game
I sometimes wonder what’s more stressful for Seniors and their families–applying to college or the months long wait for responses from the colleges. At least with applying, there’s a deadline, a definite end point to the frenzied energy. Plus, the activity of writing essays and collecting letters of recommendation, completing the application keeps one…
Academic Cheating: No Simple Explanations
Harvard recently required 60 students to withdraw for up to two years, after being found responsible for cheating on a take-home final essay exam last spring. (The students will be eligible to re-enroll after the forced withdrawal period is over.) Is it surprising that Harvard students cheat? Or surprising that 125 students, about half the…
The California State University System Changes Graduation Requirements
The California State University (CSU) trustees recently voted at their last meeting to cap the number of units needed for graduation to 120 for campuses with semesters and 180 for colleges using academic quarters. For students, this may mean reduced number of years to complete general education and major requirements for graduation. Be sure to…
On Being Educated
Supposedly, the older you get, the less you know, which can be a sign of wisdom. For me, the Harvard educated, lifelong ‘A’ student, however, the idea of knowing less is deflating. I was the nerdy kid, the one in the corner, even at extended family gatherings (which my cousins kindly remind me every chance…
Senioritis: It’s Not Contagious, Yet Can Strike Whole Senior Classes
About this time of year, a curious affliction can take hold of the current high school Senior class; its often known as, “Senioritis”. With no known cure, yet for most, a temporary condition, Senioritis can strike at any time, for no apparent reason, and without warning. The symptoms can include:
Guest Post: The Savings for College Challenge, Part 4 – Saving for College vs. Saving for Retirement
About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. ____________________________________…
Extracurricular Activities & College Admissions
Many high school students and their parents ask me, “Am I (or is my son/daughter) doing enough activities?” Enough is the key word in the question, as well as an unquantifiable amount that is one of the indicators that college admissions can be an art and subjective. Parents and students over the years have begun…
Affording College Expenses = Planning, Planning and More Planning
Many families believe their income is too high to qualify for any financial aid, so begin making alternative plans to pay for college, and don’t complete the required forms to apply for financial aid–including the FAFSA. Regardless of the family’s perception or stories they’ve heard about other people’s experiences, always fill out the FAFSA. Let…
Wrapping Your Arms Around College Costs
Parents often remark that they don’t want money to define their child’s choices for college, and then proceed to ask me questions about financial aid and scholarships. The sense of an impending expense in the thousands of dollars can make any normal human being nervous. Teens can often react with guilt and fear, that they…
“Open Your Eyes!”
“Open your eyes!” This is a command I’ve heard jokingly, and literally, for a long time, since I am a typical Asian with eyes that crinkle and appear closed when I laugh or smile, even while they’re open. Recently, a student reminded me the importance of opening my eyes, in a figurative sense, about how…
New Year’s Resolutions: Willpower is Not Enough
Many of us, myself included, make New Year’s resolutions, then promptly forget them – only to find myself at the end of the year, shocked again that I hadn’t accomplished my goal. After decades of this annual ritual, I decided to investigate why the hopes from the beginning of the year often go unfulfilled.
The Mixed Bag of College Applications
“Where will I get in?” “Are there too many reach schools on my list?” “What schools would be backups?” I am often asked these questions when parents and students first start talking about the college selection process, usually toward the beginning of the conversation too. The fear of not being accepted can loom large…