Applying for Free Money (i.e. Financial Aid)

The process to apply for college financial aid requires families to complete several forms.  Below is a list of the forms needed to complete the financial aid application process: 2011 Tax Returns? Check. FAFSA (aka Free Application for Federal Student Aid)?  Check. CSS/PROFILE?  Wait a minute…What’s that? 2012 Tax Returns, done?  Excuse me, why do…

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The Human Element of Learning

In the relationship between the student and the teacher, when the personalities are in sync, then you know it.  A conflict–temporary or more on-going–can skew learning and create longer lasting consequences than just the school year.  Understanding any conflict, objectively, takes some effort on the teenager’s, parent’s and teacher’s parts.    What’s a general complaint?…

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No Free Lunch: A Student Loan Borrower’s Tale

My student loans were just paid-off this year–13 years after I first assumed them**.  I originally borrowed $18,500 to pay for graduate school, plus a $740 loan origination fee.  I ended up repaying about $29,500, which includes interest and principal–approximately $10,260 was paid in interest alone. I’m not particularly attentive to my expenses or money…

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