About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. _____________…
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Things NOT to Say to (Or Do And Expect From) A High School Senior During the Holiday Break
Many seniors are in the midst of applying to college. What that may mean to an outsider is an opportunity to enter into a conversation, small talk or a polite (i.e. socially acceptable) inquiry; however, “So where are you applying to college?” may unwittingly trigger a frustrated response or terse answer. (Seniors often tell us that they…
Beware of the Pitfalls Inherent in Online College Applications
Online applications appear simple. Just create an account. Login. Sit down and fill in all the needed information at one time. Click submit. Done. Nope. Each online application has its own technical quirks, and of course 8 point font sized directions, that only the rare teenager will take the time to read. So, if you…
En Garde! Writers’ Block Be Damned
For many students, ’tis the season for writing – writing in school – and for those fully engaged in the college admissions process, the writing seems to be without end. Not all required writing is purposeful, hence the tedious nature of it. Writing the required essays on the college applications, though, is for many, the…
Prudent fiscal planning is essential in today’s economically turbulent world (Part 1)
As you sit down to contemplate your budget, and wonder how you will afford to pay for on-going, future educational related expenses, it might be worth your while to take a wider view of your situation from say 30,000 feet. If you where to get airborne and climb to this elevation, this is what you…
Financial Aid: There is No Free Lunch
There is no-magic-bullet-one-time-conversation-painless-and-costless solution to paying for college. Increasing the amount of financial aid–either need based or merit based–are multiple year efforts that extend through a student’s entire college career. Basically, there is no free lunch. Moving equity from one’s home to a life insurance policy or rolling all savings into retirement accounts are strategies…