No Free Lunch: A Student Loan Borrower’s Tale

My student loans were just paid-off this year–13 years after I first assumed them**.  I originally borrowed $18,500 to pay for graduate school, plus a $740 loan origination fee.  I ended up repaying about $29,500, which includes interest and principal–approximately $10,260 was paid in interest alone. I’m not particularly attentive to my expenses or money…

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College Selection and Financial Aid in the Age of Rising College Tuition: Part Three

We finish our podcast series today on College Selection and Financial Aid, by discussing the need to define the value of college in an era where tuitions are rising faster then the cost of pretty much everything else we consume. Furthermore, we offer simple questions that any family can ask early, and often, in helping…

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College Selection and Financial Aid in the Age of Rising College Tuition: Part Two

We continue our series on college selection and financial aid, by discussing the clash between the demand–and even right to attend college–and the dawning reality that rising tuitions (at a rate greater than inflation), alongside  average student debt increasing at an unsustainable rate, are beginning to price some deserving candidates out of the college marketplace.…

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Potential Can Be Nurtured with Effort: More about College Selection

“Doing your homework”  when it comes to choosing colleges is essential.  A former client and current college freshman’s mom, recently shared her experience how to do that “homework” and how pleased she is with the family’s final choice for her son–UC Santa Cruz.   Her son is growing, even in an unexpected triple roommate situation, and…

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Community College Transfers Increasingly Enroll at Multiple Campuses

Last fall, about 69,665 students attended two schools, nearly 5,000 went to three schools and about 400 to four or five schools, according to data from the California Community Colleges chancellor’s office. (The numbers include students who take online classes; officials are unsure how many are in that category.) Los Angeles Times, October 16, 2012…

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Guest Post: A Parents’ Perspective Times Two

About the Authors: Anne’s & Dan’s two daughters both moved away from home this fall to start college–one as an upper division transfer at University of San Francisco and one as a freshman at Baylor University.  Their experience helping both daughters’ pay college expenses was featured, along with Creative Marbles, in the October issue of Comstocks…

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“My Student is Average. Where Can She/He Get In?”

First, “average” doesn’t mean “not admissible to any college, anywhere.”  What is  important for an “average” (and I use “average” loosely) student and their family is the college selection process–just as important as for EVERY student wanting to go to college.    The selection process for the “average” student may include a different scrutiny of…

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“OMG! I Have to Write a Common App Supplement Essay, Too?!? How?”

Essays can be one way for applicants to distinguish themselves and present their case for why s/he should be admitted.  But, they require some effort. Often, the Common Application Supplements–which are a series of questions specific to the individual college submitting in addition to the general Common Application–provides the applicant the opportunity to tell more…

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What’s the Least Amount I Will Have to Pay for College?

Free.  How do we find a free college education or at least greatly reduced from the published price?   Makes sense families are concerned about the costs of college and their ability to pay for those continuing-to-rise costs. Scholarships seem like the likeliest possibility for reducing the out-of-pocket costs.  They are free money…(i.e. you don’t have…

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