The Death of Ignorance

Is the College Landscape Experiencing a Tectonic Shift Post Pandemic?

The effects of the COVID-induced disruptions to education have yet to be quantified in the intermediate and long term, thus educators struggling to redefine “normal” learning for years to come, as an entire COVID-affected generation, Pre-K through College, matriculates through the educational system. Additionally, the SAT, an 80 year old admissions requirement, is being summarily dismissed and subsequently, questioned. Students…

Continue Reading

It’s All About Confidence

Confidence is what makes the economy move. Falling confidence is a drag on economic growth. Right now, Americans are mixed yet leaning toward a recovering economy once pandemic restrictions are lifted.  Yet, only roughly a third of all Americans are confident to make a major purchase:  Thus, as acceptance letters trickle back to students during the next six weeks, will…

Continue Reading

See, Speak, Hear no evil monkeys

Beware of unmet expectations

The root cause of the financial crisis was purely human factor. This human factor is the completely false sense of omnipotence, self-importance and entitlement among the country’s elite, as well as the nurturing of these beliefs at Ivy League colleges and other elite universities the US will be doomed to suffer other calamities every bit the equal of the financial…

Continue Reading

2020 COVID-Induced Retreat

First, in Spring 2020, as we retreated into our homes concerned for the health risks of contracting COVID, we re-centered our lives. Following stringent social distancing guidelines, we imported the world to our personal fiefdoms. Thus, we’re spending more on groceries to prepare our own meals, purchasing cable and satellite TV for news and entertainment, and cleaning products attempting to…

Continue Reading


Student Loan Forbearance to End

Since March 2020, nearly 37.4 million people, or 90% of all student loan borrowers, stopped making payments under the loan forbearance provisions of the CARES Act. Additionally, all student loan interest has been suspended for the past eight months. However, since the current $900 billion stimulus bill does not extend the forbearance of student loans, the 42 million US borrowers,…

Continue Reading

The Unemployment Conundrum Continues

Increasing emergency unemployment claims seems to indicate more people have lost their jobs, yet decreasing continuing jobless claims could mean those unemployed are now employed or failed to get a job, thus are or at risk of being permanently unemployed (or those no longer looking for work.) Translation: we either have at best a bifurcated job market or at worst,…

Continue Reading

COVID-19 impacts Fall 2020 academics

As K-12 school administrators debate different options about how to re-open school campus doors to students and teachers in the fall, they are deferring to doctors and public health officials for guidance. So, families must decide, based on the most accurate information regarding the coronavirus outbreak they can acquire, what degree of risk they are willing to take beyond what…

Continue Reading

Middle Class Wealth Erosion Set to Continue

The above chart depicts that the wealthiest and upper middle class have not only regained their wealth previous to the 2008 recession, but gained greater wealth, at the expense of the middle class and poorest classes. And, now, middle class and poorer families are facing an even greater economic downturn that has yet to be even defined in scope, though…

Continue Reading