Availability of information is not the problem when starting a search for colleges. The sources of information–admissions statistics, YouTube, college websites, college search engines, Facebook pages, parents swapping stories on the sidelines at the soccer game, alumni returning to high schools to talk about their college experience, aunties and uncles freely offering college advice at…
Tag: High school sophomore
How to Reduce the “Yuck” in Preparing for the SAT & ACT
The SAT and ACT are unlike tests students see in high school. First, teenagers will need to be awake at 7:45 am on a Saturday morning, bright-eyed and bushy tailed, knowing the score will play a role (although how large is unknown) in determining their competitiveness for admissions to colleges of their choice. Second, teenagers…
“Demonstrated Interest” & College Admissions
Parents know from experience that relationships and networks can create opportunities in the job world. Often, moms and dads will apply this same “build a relationship” thinking to the college admissions process, to try and gain an advantage for their rising Senior student. The theory is that the more the kid makes himself/herself known to…
Need Based Financial Aid Explained
Paying for college can sometimes be a separate worry from concerns about admissions. Often, parents ask us nervously about how to afford college, as well as the family’s chances of actually qualifying for any financial aid. I find that parents are most concerned about need based aid, given the family’s income and asset values. The…
Academic Cheating: No Simple Explanations
Harvard recently required 60 students to withdraw for up to two years, after being found responsible for cheating on a take-home final essay exam last spring. (The students will be eligible to re-enroll after the forced withdrawal period is over.) Is it surprising that Harvard students cheat? Or surprising that 125 students, about half the…
On Being Educated
Supposedly, the older you get, the less you know, which can be a sign of wisdom. For me, the Harvard educated, lifelong ‘A’ student, however, the idea of knowing less is deflating. I was the nerdy kid, the one in the corner, even at extended family gatherings (which my cousins kindly remind me every chance…
Guest Post: The Savings for College Challenge, Part 4 – Saving for College vs. Saving for Retirement
About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. ____________________________________…
Extracurricular Activities & College Admissions
Many high school students and their parents ask me, “Am I (or is my son/daughter) doing enough activities?” Enough is the key word in the question, as well as an unquantifiable amount that is one of the indicators that college admissions can be an art and subjective. Parents and students over the years have begun…
Wrapping Your Arms Around College Costs
Parents often remark that they don’t want money to define their child’s choices for college, and then proceed to ask me questions about financial aid and scholarships. The sense of an impending expense in the thousands of dollars can make any normal human being nervous. Teens can often react with guilt and fear, that they…
The Mixed Bag of College Applications
“Where will I get in?” “Are there too many reach schools on my list?” “What schools would be backups?” I am often asked these questions when parents and students first start talking about the college selection process, usually toward the beginning of the conversation too. The fear of not being accepted can loom large…
“The College Frenzy” aka The Junior Year
College that mythical, out there place that’s simultaneously used to motivate and be a warning through the first 10 years of school–then, transforms, seemingly in a flash, when 11th grade rolls around and every parent seems to be talking about SAT this and ACT that, plus asking, “What colleges will you tour? We toured X,…
The Six Figure Cost of College: In Dollars & Sense
The words, “financial aid,” can send chills down any parent’s spine, as they wonder, “How in the (insert expletive) are they going to pay for college, without going bankrupt?” Many American families approach college, like other purchases in their lives–dream big and figure out how to pay later. Parents often believe, “If my kid…
Guest Post: The Savings for College Challenge, Part Three – How Much to Save in a 529
About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. _____________…
Financial Aid Reality Check (That Won’t Cost Your Checkbook)
We’re hearing from parents of seniors, who’re looking through their check registers and not seeing $30,000 to $60,000 available for next year’s college expenses, nor in their savings or investments. Actually, we’re hearing from parents of juniors, parents of sophomores, parents of freshmen and parents of pre-schoolers about the continued rise in costs and…
Potential Can Be Nurtured with Effort: More about College Selection
“Doing your homework” when it comes to choosing colleges is essential. A former client and current college freshman’s mom, recently shared her experience how to do that “homework” and how pleased she is with the family’s final choice for her son–UC Santa Cruz. Her son is growing, even in an unexpected triple roommate situation, and…