About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. _____________…
Tag: High school sophomore
Financial Aid Reality Check (That Won’t Cost Your Checkbook)
We’re hearing from parents of seniors, who’re looking through their check registers and not seeing $30,000 to $60,000 available for next year’s college expenses, nor in their savings or investments. Actually, we’re hearing from parents of juniors, parents of sophomores, parents of freshmen and parents of pre-schoolers about the continued rise in costs and…
Potential Can Be Nurtured with Effort: More about College Selection
“Doing your homework” when it comes to choosing colleges is essential. A former client and current college freshman’s mom, recently shared her experience how to do that “homework” and how pleased she is with the family’s final choice for her son–UC Santa Cruz. Her son is growing, even in an unexpected triple roommate situation, and…
Guest Post: A Parents’ Perspective Times Two
About the Authors: Anne’s & Dan’s two daughters both moved away from home this fall to start college–one as an upper division transfer at University of San Francisco and one as a freshman at Baylor University. Their experience helping both daughters’ pay college expenses was featured, along with Creative Marbles, in the October issue of Comstocks…
Online Grading Systems: Friend or Frenemy?
The typical public high school teacher is responsible for 160 students and teaches at least two different classes–e.g. AP English 11 and Honors English 9–with multiple sections of each course, for example: 3 periods of AP English 11. So, what does this have to do with an online grading system? If one assignment…
The Ups & Downs of Being Well-Rounded
As freshmen and sophomores in high school, college admissions is focused on being eligible for application. The academic classes that need completing (also known as A-G requirements for the UC & CSU systems), as well as extracurricular activities that are included in any college application means that most applicants are going to start looking the…
“ARRRRGH! Why is High School So Stressful?!?”
The worry that comes with trying to understand how actions today will affect one’s unknown future can create stress for anyone. Now, add that one is 15, 16 or 17–with limited life experience–trying to predict their future based on their academic performance on one class assignment today, and there’s even further cause creating stress. …
“My Student is Average. Where Can She/He Get In?”
First, “average” doesn’t mean “not admissible to any college, anywhere.” What is important for an “average” (and I use “average” loosely) student and their family is the college selection process–just as important as for EVERY student wanting to go to college. The selection process for the “average” student may include a different scrutiny of…
Gaining Scholarships & Paying for College is a Process
The recent October Comstock’s Magazine–a business publication in our Sacramento region–featured Art’s & Jill’s advice to plan for rising college expenses and answer the all-important how to apply for scholarships question. Click here to read more. Financing a college education is a series of choices–sometimes over years. However, waiting until the first tuition bill arrives…
What’s the Least Amount I Will Have to Pay for College?
Free. How do we find a free college education or at least greatly reduced from the published price? Makes sense families are concerned about the costs of college and their ability to pay for those continuing-to-rise costs. Scholarships seem like the likeliest possibility for reducing the out-of-pocket costs. They are free money…(i.e. you don’t have…
The Pioneers Take All the Arrows
Risk takers are often discounted, pooh-poohed and can be actively campaigned against for stepping outside the status quo. Their daring to question what’s accepted challenges our seeming comfort, shining a light on the constant change surrounding us, yet can sometimes go by undetected. Think: Steve Jobs, fired from his own company than rehired to take…
College Selection: It’s an Imperative
College selection. College selection. Let me say it one more time…College Selection. College selection is the foundation of the college application process. It sounds so basic and simple, that families may not invest as much effort into this step–relying on a few campus visits and a short browse through a website. Yet, taking the time…
Only 4% the Class of 2012 SAT Takers Scored 2100+
Ok. Ok. Mention the SAT to any senior and their parents, then take a step back. The anxiety of a 3 hour and 45 minute test, on top of the concerns about being accepted to a college or not, with the effort of 16-17 years worth of homework and driving all over the state for…
B.A. in Common Sense
“Common sense can be uncommon.”–Art Baird Every parent knows with certainty their kid is smart. As Montaigne said, “Everyman has within himself the entire human condition.” Yet, what does smart mean? How smart is smart? Is our current generation of budding adults–actually legally an adult–but mere months away from teenager-dome, lacking common sense? Have we,…
What?!? Colleges Possibly Going Bankrupt?
The changes to higher education and its price in California are partially in response to the recent state funding cuts. Students (and their families) are being asked to shoulder more of the costs of their education–in the form of increased tuition and fees, parking costs, per campus student activity fees etc. At the same time,…