The months long stretch of unscheduled summer vacation can be enticing to both teens and their parents. For teens, the idea of sleeping in until afternoon and no pressure about daily homework assignments is enthralling. For parents, summer can be an unrestricted time to explore other academic interests and hobbies. (And, in fairness, for teens…
Tag: Planning
Extracurricular Activities & College Admissions
Many high school students and their parents ask me, “Am I (or is my son/daughter) doing enough activities?” Enough is the key word in the question, as well as an unquantifiable amount that is one of the indicators that college admissions can be an art and subjective. Parents and students over the years have begun…
Wrapping Your Arms Around College Costs
Parents often remark that they don’t want money to define their child’s choices for college, and then proceed to ask me questions about financial aid and scholarships. The sense of an impending expense in the thousands of dollars can make any normal human being nervous. Teens can often react with guilt and fear, that they…
The Many Meanings of “I Don’t Know”
“I don’t know” is a common answer to a variety of questions, when I talk with teenagers and their families about college and education. What I’ve come to learn is that “I don’t know” has a different meaning, depending on the question.
The Six Figure Cost of College: In Dollars & Sense
The words, “financial aid,” can send chills down any parent’s spine, as they wonder, “How in the (insert expletive) are they going to pay for college, without going bankrupt?” Many American families approach college, like other purchases in their lives–dream big and figure out how to pay later. Parents often believe, “If my kid…
Guest Post: The Savings for College Challenge, Part Three – How Much to Save in a 529
About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. _____________…
‘Twas the Night Before Choosing A High School…When No Parent Could Sleep
“High School, already?!?” For middle school parents, who may be simultaneously lamenting their Tween no longer being a child, while anxious about sensing the beginning of “all things teenager”, they’re faced with seemingly complex decisions regarding high school. In my experience, many parents believe an acceptance into the “right” college and being prepared for said…
Beware of the Pitfalls Inherent in Online College Applications
Online applications appear simple. Just create an account. Login. Sit down and fill in all the needed information at one time. Click submit. Done. Nope. Each online application has its own technical quirks, and of course 8 point font sized directions, that only the rare teenager will take the time to read. So, if you…
College Selection and Financial Aid in the Age of Rising College Tuition: Part Two
We continue our series on college selection and financial aid, by discussing the clash between the demand–and even right to attend college–and the dawning reality that rising tuitions (at a rate greater than inflation), alongside average student debt increasing at an unsustainable rate, are beginning to price some deserving candidates out of the college marketplace.…
Financial Aid Reality Check (That Won’t Cost Your Checkbook)
We’re hearing from parents of seniors, who’re looking through their check registers and not seeing $30,000 to $60,000 available for next year’s college expenses, nor in their savings or investments. Actually, we’re hearing from parents of juniors, parents of sophomores, parents of freshmen and parents of pre-schoolers about the continued rise in costs and…
Guest Post: A Parents’ Perspective Times Two
About the Authors: Anne’s & Dan’s two daughters both moved away from home this fall to start college–one as an upper division transfer at University of San Francisco and one as a freshman at Baylor University. Their experience helping both daughters’ pay college expenses was featured, along with Creative Marbles, in the October issue of Comstocks…
The Ups & Downs of Being Well-Rounded
As freshmen and sophomores in high school, college admissions is focused on being eligible for application. The academic classes that need completing (also known as A-G requirements for the UC & CSU systems), as well as extracurricular activities that are included in any college application means that most applicants are going to start looking the…
College Selection: It’s an Imperative
College selection. College selection. Let me say it one more time…College Selection. College selection is the foundation of the college application process. It sounds so basic and simple, that families may not invest as much effort into this step–relying on a few campus visits and a short browse through a website. Yet, taking the time…
Guest Post: The Saving for College Challenge, Part One – How Can I Save For College
About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. They…
More About: To Seek Early Admissions or Not, That is the Question
Admissions rates may be higher for early applicants; however, look closer at the applicants and their qualifications for admissions. The applicants may be more competitive on test scores, grades, leadership activities and classes, thus a greater fit for the university and therefore more “admissible.” Also, beware of applying Early Decision as a strategy for hedging…