“College is too expensive” or Is It?

Multiple kids maturing to college age, shrinking retirement funds, loss of home equity, loss of personal wealth, plus annually rising college tuition and costs…no wonder middle class families are concerned about financial aid.    When families assume all children will graduate from college, the question is, “What is the family’s collective (this includes all siblings, not…

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Winds of Change Blow in California’s Higher Education Systems

Look for changes to the California Community Colleges (CCC) and California State University (CSU) system as the chancellors of both organizations, Jack Scott & Charles B. Reed, respectfully, retire in 2012.    Also, UC Berkeley’s Chancellor, Robert Birgeneau, will retire on Dec 31. Change may be what’s needed, as California again faces shrinking state funding and…

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Summer and the College Essay

Every summer, several parents of soon-to-be seniors contact Creative Marbles to ask about finishing college application essays before the next school year starts.  In parents’ minds, the thinking goes, “Summer’s a totally unstructured time.  Less distractions with school work and after-school activities.   The college essay is essential to a competitive application, and I want my…

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Future Success + Financial Constraints = College?

More families, and younger, are asking Creative Marbles about financial aid and paying for college.   Parents are facing difficult choices between supporting multiple kids through 4 years of higher education and saving for retirement, while confronting the challenge of encouraging their children to dream big, yet understanding the realities of financing that educational dream.