The Wall Street Journal reported that the House today passed a resolution to keep the current interest rate on student Stafford loans at 3.4% for the 2012-13 school year. The Senate is scheduled to vote on a similar bill on May 8th. Without Congressional consensus, student loan interest rates will increase to 6.8% for the…
Author: Jill Yoshikawa, Ed M, Partner of Creative Marbles Consultancy
Jill Yoshikawa, EdM, Harvard ’99, a seasoned, 25 year educator and consultant, is meticulous in helping clients navigate all aspects of the educational experience, no matter the level of complexity. She combines educational theory with experience to advise families, schools and educators. A UCSD and Harvard graduate, as well as a former high school teacher, Jill works tirelessly to help her clients succeed.
Fall 2012 UC Admissions More Competitive for Freshmen
The University of California released their admissions numbers for Fall 2012 Freshmen last week. The uncertainty in the state budget and record number of applications or Fall 2012 Freshmen admissions created additional competition and subjectivity in the admissions process. UC Davis Chancellor, Linda Katehi, recently stated: UC Davis refused [Fall 2012] admissions to 1500 or…
Passion + Effort = Success
There is no single action that vaults us into success–only a series of decisions, that may seem unrelated at the time, and continuous effort that define any achievement. In a recent presentation at UC San Diego, Conan O’Brien suggests from his experience: My advice is to find out what your passion is and go wherever…
More on Financial Aid & College Affordability
Here’s a few tips when choosing colleges for application and enrollment, and simultaneously determining how your family will afford the costs: Calculate all 4 or 5 years of costs when determining the affordability of college, not just the first year. College costs during a student’s senior year in college are likely to be at least…
Financial Aid: There is No Free Lunch
There is no-magic-bullet-one-time-conversation-painless-and-costless solution to paying for college. Increasing the amount of financial aid–either need based or merit based–are multiple year efforts that extend through a student’s entire college career. Basically, there is no free lunch. Moving equity from one’s home to a life insurance policy or rolling all savings into retirement accounts are strategies…
College: Nature vs. Nurture
A recent study by economists, Stacy Dale and Alan Krueger, showed that college graduates from Ivy League colleges and college graduates who were denied admissions to an Ivy League college have the same earning potential. Even applying to a school, even if you get rejected, says a lot about you. –Dale Krueger, NY Times, 2/21/2011…
College as a “Financial Decision, not a Rite of Passage”
A little forethought before taking student loans can help students and families understand all the effects of their decision. As Sue Shellenbarger reported in the Wall Street Journal, 4/17/2012, “[approaching college choices] as a financial decision, rather than a rite of passage” can help families make responsible decisions.
Considering Universities as Idea Makers to Select Colleges
Research and exploring ideas aren’t usually at the top priority of a student or their parents in choosing a college. “Getting a good job” or “moving away from home” are more common criteria for choosing colleges. However, universities are incubators for new knowledge. (Think: Google, which emerged from graduate work at Stanford ) Knowing the…
SAT Subject Tests: Too Early for Freshmen & Sophomores?
While high school Freshmen and Sophomores are not facing college applications in the next year, in my experience, a little forward thinking can give 9th & 10th graders as many options as possible for college.
Choosing a College for Job Potential in Its Location
Remember choosing colleges for enrollment or application is not only about the academic and social experience for the years between age 18 and 22. Where the college is located in terms of getting a job and not living on mom and dad’s couch until age 35 is also important to consider. The smart folks at…
Comparing College Costs
The Consumer Finance Protection Bureau is offering a new tool for families to compare up to 3 different colleges’ costs at a time. (Seniors can also add specific information from their financial aid award letters for further comparison. )
Parents and Academic Success
Parents often ask what they can do to support their children’s education. Elementary school parents can feel confident to assist with homework assignments and welcome to volunteer in the classroom. Yet, as students mature, mom and dad’s presence on campus at middle school and high school can be an embarrassment to teens, while mom and…
The Value of a College Degree
As record numbers of students apply to college who’re seeking a “good paying job” is that diluting the earning value of a college degree, since more job-seekers enter the market as college graduates?
College waitlists: the in-between of college admissions
College wait lists offers can leave seniors with more questions than answers. Why didn’t I get accepted, yet wasn’t denied admissions? What information, if anything, should I send to boost my chances of admissions from the wait list? How, and is, the wait list ranked? What are my chances of being admitted from the wait…
Spring Slide to Summer Break
With warmer weather combined with the last quarter of the school year, students and teachers start counting the days until summer break. The monotony of daily homework, interspersed with grade impacting, year-end projects, can challenge any student to stay focused. Parents often raise concerns that they’re making more frequent “reminders” about homework deadlines and trying…