Free. How do we find a free college education or at least greatly reduced from the published price? Makes sense families are concerned about the costs of college and their ability to pay for those continuing-to-rise costs. Scholarships seem like the likeliest possibility for reducing the out-of-pocket costs. They are free money…(i.e. you don’t have…
The Pioneers Take All the Arrows
Risk takers are often discounted, pooh-poohed and can be actively campaigned against for stepping outside the status quo. Their daring to question what’s accepted challenges our seeming comfort, shining a light on the constant change surrounding us, yet can sometimes go by undetected. Think: Steve Jobs, fired from his own company than rehired to take…
Something’s Gotta Give
Two recent charts say it all. The first shows the average growth in tuition versus income over the past 35 years. As you can see our growth in income (United States only) through 1986 kept pace with the growth in average tuition (plus fees, room and board). Since 1986 our growth in income has not…
Guest Post: Where to Start on the College Essay
Rohan is a current Freshman at Case Western Reserve University in Cleveland, Ohio. He offers the following essay drafting suggestions, after his experiences last fall writing several dozen college application essays from October through January. ______________________ The best advice I could give is just to start writing, whether that be in the form of a…
College Selection: It’s an Imperative
College selection. College selection. Let me say it one more time…College Selection. College selection is the foundation of the college application process. It sounds so basic and simple, that families may not invest as much effort into this step–relying on a few campus visits and a short browse through a website. Yet, taking the time…
‘Tis the Season for College Fairs…
College Fairs are the trade shows of higher education. 100’s of colleges’ admissions officers standing behind long rows of tables, set up in a high school gym and everyone’s got shiny, thick papered brochures with 1000’s of parents and students wandering around, wrinkled maps in hand, waiting in lines for one, maybe two minutes of…
Guest Post: The Saving for College Challenge, Part One – How Can I Save For College
About the authors: For over 25 years, Cynthia S. Meyers, CFP®, MBA, has assisted people with their Lifetime Financial Planning–helping to build and preserve wealth in every area of life. Jenny Hood, CFP® has been a paraplanner with Cynthia S. Meyers for five years and enjoys being a part of the financial planning process. They…
Only 4% the Class of 2012 SAT Takers Scored 2100+
Ok. Ok. Mention the SAT to any senior and their parents, then take a step back. The anxiety of a 3 hour and 45 minute test, on top of the concerns about being accepted to a college or not, with the effort of 16-17 years worth of homework and driving all over the state for…
Guest Post: Pinch Me Now, Please
Michelle, a friend of the Creative Marbles team and a successful business woman, shares her experience with students budding into adulthood (or, already budded young adults), struggling to find their place in this increasingly interconnected world. _________________ Not that there’s ever an average week in the office for me, but this one was especially different…
More About: To Seek Early Admissions or Not, That is the Question
Admissions rates may be higher for early applicants; however, look closer at the applicants and their qualifications for admissions. The applicants may be more competitive on test scores, grades, leadership activities and classes, thus a greater fit for the university and therefore more “admissible.” Also, beware of applying Early Decision as a strategy for hedging…
B.A. in Common Sense
“Common sense can be uncommon.”–Art Baird Every parent knows with certainty their kid is smart. As Montaigne said, “Everyman has within himself the entire human condition.” Yet, what does smart mean? How smart is smart? Is our current generation of budding adults–actually legally an adult–but mere months away from teenager-dome, lacking common sense? Have we,…
Financial Aid Myths: Fact & Fiction
Soccer field sidelines are filled with parents sharing their college expense stories and sometimes “nightmares” that can create misinformation circulating through the community. Depending on the listening parent’s effort to validate or debunk the information gleaned can determine how useful the shared experience will be in guiding their own children. Here’s a few common myths:
To Seek Early Admissions Or Not, That Is The Question
The question of early admissions, within the context of the college application process as a whole, is more complicated than most students and their families think. Take five minutes out of your busy day to listen to Art and Jill as they share over twenty years of combined experience surrounding the question of seeking to…
Interest: Another Cost of Borrowing Student Loans
The information above is from the Federal Student Aid website. What it means is described below: Interest accrues daily on any student loan. The interest is added to the principal on a quarterly basis, then the next quarter’s interest is calculated based on the new total principal. Students can make payments on the interest and…
Myth: “Liberal Arts College Means I Can’t Study Science or Math”
False. A “liberal arts” college has several meanings. One, liberal arts can refer to the breadth–i.e. wide range–of classes for graduation requirements the college would like students to complete. Often, there is a “core” set of academic courses that includes English, Math, Science, Social Studies/History and Foreign Language (the specifics may vary depending on the…