Will the $10 Billion Deficit in Pension Obligations Affect the Quality of UC Education?

The perfect storm:  increasing numbers of qualified high school graduates for UC admissions, baby boomers maturing to retirement, who were promised generous pensions–which UC administrators did not fund for 20 years starting in the early 1990’s–and current reductions in state funding for higher education–all put pressure to increase tuition–while at the same time real wages…

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Summer and the College Essay

Every summer, several parents of soon-to-be seniors contact Creative Marbles to ask about finishing college application essays before the next school year starts.  In parents’ minds, the thinking goes, “Summer’s a totally unstructured time.  Less distractions with school work and after-school activities.   The college essay is essential to a competitive application, and I want my…

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Are College Going Attitudes Changing?

Are students’ and their families’ attitudes changing about college?  375 colleges, an increase of 96 institutions from 2011, report still having space available for freshmen and/or transfer students for Fall 2012.     Has the economic uncertainty caught up with families’ choices?  Is the $1 Trillion total student debt and consequences for individual borrowers causing families to…

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Middle Class Families Concerned about Affording College

Real wages haven’t increased, at the same time as pension values are decreasing, state budgets uncertainties are reducing funding for public universities and children are maturing into college age.  What a perfect confluence for many middle class families and contributing to nervousness that the lifelong dream of a college degree–demonstrated through multiple honors and Advanced…

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Why Teens Don’t Always Apply for Scholarships

Shifts in the views of parents with children aged 16 or younger about when adulthood financial independence should begin coincides with parents concerns about paying for college.    In Creative Marbles experience, parents expect to shoulder the majority of college costs, at the same time expecting children to contribute toward their education.  However, the shift in…

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