While debt can be a useful tool to finance a college education, potential borrowers (and their families) would be prudent to think through their choices, as we discussed in a earlier 6-part series on fiscal planning. And, to add emphasis on the need to think ahead, Fidelity Investments recently found that, “[e]ven with the…
Tag: High school sophomore
What’s College’s Value Given Today’s Prices?
Choosing a college based on price or which campus offers the greatest amount of financial aid can seem like a foreign concept to many families. However, as tuition continues rising annually and parents face the quandary of balancing saving for retirement and paying for college, at the same time their income seems to be shrinking,…
Are Families “Shopping Around” For the Best College Deal?
The growing gap between the rate of inflation and increasing tuition, since 1985, may cause families to more carefully consider the worth of a college education, and “shop around” for the “right” campus.
To Seek Tutoring or Not
From the middle to the end of any semester, I start receiving calls from worried parents for tutor referrals. What I’ve learned in my decade of experience is that families hire tutors for a variety of reasons. Being clear on the specific reasons for engaging a tutor can make the the tutoring relationship the most…
“I Got In. Now, How Do We Pay for College?”
“How do I pay for college?” is an often heard question from Senior parents at this time of the year. As college acceptances and financial aid award letters arrive, the reality of an imminent, multi-thousands of dollars per year over multiple years expense may be blossoming in the consciousness of families, especially when a…
Not Every College Awards Advanced Placement Credits
One benefit of Advanced Placement (AP) classes and exams has been the ability to earn college credits, while still in high school, for an exam score of 3-5 on a 5 point scale. However, before assuming EVERY college will provide the college credits and the college credits for the SUBJECT in which the test was…
Learn HOW to Learn: The Legacy of Mr. Coombs
At this time of the school year–after first semester grades and well-into the next semester–I receive increased requests for tutor referrals. Parents and students naturally assume that a less than expected grade in a class is due to content deficit–that somehow the student just “isn’t getting it”; “it” being the ideas and concepts presented in…
Change Comes, Even for the SAT
The College Board recently announced that the SAT will be considered for revisions, although no time frame for a revised test to be used by students and colleges was stated. Despite speculation about why the SAT is being revised, given the previous changes were made only a decade ago, the reality for prospective college applicants…
What the what?!? Pick A College Based on Surfing?
There’s a myriad of ways to select colleges for application. Major choice and future careers usually pop into both students’ and their parents’ minds as the first criteria for choosing a college. However, many get stumped, because at seventeen a student may not have identified a specific academic concentration, nor an intended career. And, parents…
The Skinny on Increasing College Tuition
Wondering why college seems more costly than in the past? According to the U.S. Bureau of Labor Statistics, college tuition has increased 559% since 1985. Over the same time, disposable income has increased only incrementally, which can create the perception of greater costs for each family.
“Talk With Your Teacher”: Not Always a Simple Task
“Talk with your teacher” is usually advice that parents give to their high school aged student when an academic issue arises. Teens can typically have the following reactions to their parents’ suggestion: they silently agree, then don’t actually talk with the teacher or they protest, with reasons about the teacher not liking them or being…
The Wisdom of Our Parents
Do any of the following concerns sound familiar? “Is my student motivated enough?” “I don’t want to be a nag. How much do I remind my high school student to get her/his homework done?” “When do teenagers normally start taking greater responsibility for their homework and academic achievement?” I don’t want my daughter/son to lose…
Sleep, More Sleep and Summer Camp: A Teen’s Summer Vacation Agenda
The months long stretch of unscheduled summer vacation can be enticing to both teens and their parents. For teens, the idea of sleeping in until afternoon and no pressure about daily homework assignments is enthralling. For parents, summer can be an unrestricted time to explore other academic interests and hobbies. (And, in fairness, for teens…
Do You Wonder if College Admissions Offices are Single-Handedly Keeping the U.S. Postal Service In Business?
Availability of information is not the problem when starting a search for colleges. The sources of information–admissions statistics, YouTube, college websites, college search engines, Facebook pages, parents swapping stories on the sidelines at the soccer game, alumni returning to high schools to talk about their college experience, aunties and uncles freely offering college advice at…
How to Reduce the “Yuck” in Preparing for the SAT & ACT
The SAT and ACT are unlike tests students see in high school. First, teenagers will need to be awake at 7:45 am on a Saturday morning, bright-eyed and bushy tailed, knowing the score will play a role (although how large is unknown) in determining their competitiveness for admissions to colleges of their choice. Second, teenagers…