Ok. Ok. Mention the SAT to any senior and their parents, then take a step back. The anxiety of a 3 hour and 45 minute test, on top of the concerns about being accepted to a college or not, with the effort of 16-17 years worth of homework and driving all over the state for…
Tag: College selection
Financial Aid Myths: Fact & Fiction
Soccer field sidelines are filled with parents sharing their college expense stories and sometimes “nightmares” that can create misinformation circulating through the community. Depending on the listening parent’s effort to validate or debunk the information gleaned can determine how useful the shared experience will be in guiding their own children. Here’s a few common myths:
To Seek Early Admissions Or Not, That Is The Question
The question of early admissions, within the context of the college application process as a whole, is more complicated than most students and their families think. Take five minutes out of your busy day to listen to Art and Jill as they share over twenty years of combined experience surrounding the question of seeking to…
MAAAAIL CALL: ‘Tis the Season for College Brochures
This time of year glossy, thick papered brochures in big 8.5″ x 11″ envelopes, with personalized letters from colleges in far off places–like North Dakota and Ohio–as well as more known places, like Los Angeles or Seattle, begin arriving by the mailbox full to high school seniors all over the country; not to overlook the…
What?!? Colleges Possibly Going Bankrupt?
The changes to higher education and its price in California are partially in response to the recent state funding cuts. Students (and their families) are being asked to shoulder more of the costs of their education–in the form of increased tuition and fees, parking costs, per campus student activity fees etc. At the same time,…
Student Debt = Future Income Spent Today
Know the terms (i.e. repayment, interest rates) and possible consequences of taking student loans for college–essentially bringing future income into the present. (FYI: colleges are not obligated to disclose the terms of the loan BEFORE accepting them as part of a student aid package. Students MUST ASK. Also, students are not forced to accept student…
Working With Financial Aid
Financial aid from the university doesn’t work like mom & dad’s checkbook. Although mom & dad may share their concerns, generally they’ll continue sending money when kids ask or need. However, financial aid offices may not be so lenient.
When a Letter of Recommendation Isn’t Just a Letter of Recommendation
Now, that school’s back in session (or about to be back in session), and the excitement of choosing colleges for application can be wearing thin (given that everyone who discovers or knows you’re a senior is asking where you’re applying), so what’s next? Well, parents, since about July have been asking us about letters of…
How to Make the Most of A Campus Tour: Creative Marbles in Chicago
All colleges have basic features: classrooms, residence halls and dining commons, people. How education happens at a college depends on history and culture (i.e. the attitudes, beliefs and values–which can be shaped by history.) Exploring colleges from multiple perspectives–academics, social life and the culture–will help students and parents make more confident choices about where…
“Why Do You Want to Go To College?” Has New Meaning
“How do employers look at college names?” is a typical question parents ask us, when trying to narrow their senior’s choices for application. Two meanings emerge from this question: What’s the value of a college degree? How, if at all, is value different for different colleges? The value in college question will be answered differently…
Changes to Subsidized Direct Student Loans for Fall 2012
For Fall 2012 and future Fall 2013 Subsidized Direct Loan Borrowers: The Federal Government will no longer withhold interest during the six-month grace period before loans go into repayment. According to Federal Student Aid, “the interest will be capitalized (added to the principal amount of your loan) when the grace period ends.” Borrowers do not need…
Who’s Choosing Transfer Admissions?
The students who choose transfer admissions over starting at a 4 year college right after high school graduation is changing. While money has been a factor in choosing transfer admissions in the past, it’s been more like, “Well, Junior doesn’t know what he wants to do (i.e. declare as his major or job he wants…
CA College Tuition = UP; College Value = ?
California ranks among the top five states in the nation for the greatest tuition increases in their public universities. (Wall Street Journal, 8/14/2012) Not only do current UC students face a possible additional 20% increase mid-school year, if the November tax increase does not pass, the budget reductions can mean more cuts to courses…
Guest Post: Study Abroad from a Parent’s Perspective
By: Lisa Dalton, parent of a senior at the University of Oregon, and sophomore at Washington State University CMC Note: There are alternatives to “studying” abroad, including service projects that many universities arrange, as well. _______________________ If you are in the midst of college tours with your high school senior, or you have a student…
How Are Middle & Upper Income Families Affording College?
For families with $94,000 to $205,000 in yearly income, the percentage of debt is increasing. The Wall Street Journal reports, 25.6% of these middle-upper income families incurred student-loan debt in 2010, up from 19.5% in 2007. With the costs of college increasing and use of debt is increasing, will families begin making college decisions with…