Not all student debt is ruinous. However, borrowing can be complex. Loans spend tomorrow’s income today, and for college students, a promise of tomorrow’s income is spent to pay for expenses in the present day. Understanding recent growth in student loans and the challenges of repayment can help potential student loan borrowers consider both the benefits and the risks before borrowing.…
Tag: High school sophomore
The Changes to the SAT
The College Board will give the revised version of the SAT for the first time in March 2016. The revised version of the SAT will still include a Critical Reading, Math and a Writing portion; however, the Writing section will be optional. College admissions offices are slowly addressing the changes in the SAT format, yet…
#CommunityServiceMatters
Yes. The reasons for completing community service matters… Cartoon credit: The New Yorker Magazine
On Being Sick
As we enter the winter season, this year’s class of bacteria and viruses will be waiting to greet students with open arms. While no one intends to be sick, sickness is an inevitable part of life. Yet, once sick, students resist taking time to rest, so as to “not fall behind.” Sickness is disruptive, forcing…
Living with Mom & Dad?
Is the trend shown in the chart below, caused by the increase in student loans, as seen in the following chart? Charts Courtesy: Goldman Sachs Global Investment Research & Zero Hedge, October 26, 2014
On Writing
The writing process is not simple nor are perfect college essays developed in one draft. The following is an excerpt from a recent New York Times Magazine article, “Old Masters“: Lewis Latham on writing: When I was 6, I delighted in the act of writing, at 12, in the expecting that by the time I…
Where the Young Live
The following graph shows the top American cities with growing populations of young adults and recent college graduates – indicating growing jobs and features attractive to today’s generations. As cities gain popularity, college applicants may be wise to research the location in order to determine the potential job opportunities and quality of life for after…
Guest Post: Is My Nest Going to be Empty?
About the Author: Both of Louise’s daughters worked with Creative Marbles Consultancy to navigate the college admissions process. Emily is a third year student at Cornell University and Kate is a second year student at University of California, Berkeley. Louise graciously shares her experiences about the transitions as both daughters moved away for college. Before…
Simple Tips For Learning
If you’re the new kid in school, smile often. If you’re not the new kid in school, invite the new kid to sit with you at lunch. Park in the furthest parking spot away from campus. A little sunshine can be just what’s needed to rejuvenate the grey matter. Say “hello” to your teachers daily. Don’t be…
A College Education May Include More Than You Think
“A college education” can simultaneously help teenagers transition to adulthood, prepare for a career, as well as gain academic knowledge. When researching colleges, finding information related to all three aspects of a college education can help families choose the most fitting college in the end. A campus academic environment can be compared with the culture…
To Learn Is..
To know yourself, in order to not be overly edited by others. Photo credit: unknown
The Bill Always Comes Due
An unprecedented $1.2 trillion in student debt has grown exponentially in the last several generations, showing few signs of abating. In less than one generation, college graduates have tripled their debt burden. According to the Wall Street Journal, over 70% of the Class of 2014 will graduate college with an average of $33,000 in student…
Summer Is Not a Time For Slacking Off or Is It?
Parents often wonder how kids can use summers to stay competitive for college admissions, and at the very least, not lose all their academic knowledge from the previous school year. On the other hand, kids are planning how late into the afternoon they’ll be able to sleep, how many Call of Duty levels they’ll be…
The Chronicles of Procrastination
Bravado When first given an assignment, especially a project due beyond the end of the week, we’re often overly confident that we’ll complete the assignment in stages, so there won’t be a last-minute-panic-tear-streaked-temper-tantrum-tazmanian-devil-whirling-dervish kind of effort in the 24 hours before the deadline. We pridefully chalk up previous “all-nighters”, as “all in the past”, determined…