In the News: Financial Literacy, Beyond the Classroom New York Times: October 5, 2013 How to Be a College ‘Resimuter‘ Washington Post: October 2, 2013 UC’s Twist on Crowdfunding Inspires Students San Francisco Chronicle: September 18, 2013 From Our Clients: Quarter Grades/Midterms–conversations with teachers to identify academic areas for improvement, as well as what the student…
Tag: High school junior
Go Slow. You’ll Know.
Knowing is not that difficult, in theory. Inherently, we know. Yet, in reality, acquiring knowledge can take practice to refine. To gain knowledge is a process, repeated over and over. First, calm down. (Not always simple to do, or just a matter of some deep breathing.). Then, listen. (Again, not always easy, especially when feeling…
Gaming College Admissions?
Nervous anticipation arising from predicting who’s going to get into which college doesn’t only affect Seniors, community college transfer students and their parents. The sense of foreboding can extend to parents of middle school age students, who are thinking backwards to choose a high school that seems more advantageous to meriting the college acceptances they…
What is Financial Aid?
After talking with 200 parents and students yesterday evening at a local Sacramento area College Fair about financial aid, I wanted to offer additional advice, as families continue working to fund rising college expenses. Then, the general sense of nervous anticipation about the expense of college amongst last night’s group can be used to fuel…
Sigh of Relief for Parents: CA Passed an Online “Eraser” Law
The California Legislature and Governor Jerry Brown recently enacted the Online “Eraser” Law. Good news for parents concerned about social media’s impact on their children’s possible college admissions and future employment. Starting in 2015, teenagers will be able to request photos of embarrassing or otherwise youthful indiscretions be deleted by online providers. (The caveat: anyone…
College Admissions Can Seemingly Provoke More Questions Than Answers
Questions abound when parents and students are moving through the college admissions process, especially when everyone has a story to tell about who got in where and the media reports the falling admit rates at selective universities around the country, as well as annually rising college tuition and increasing average student loan amounts. A…
How to Reduce College Costs
The “sticker shock” of college tuition rising at 1140%, as we posted here, can overshadow the need to calculate living and housing expenses, as part of the overall costs for college. Yet, families who budget for ALL college expenses for 4 years, not just year-to-year costs, are prudent and may find ways to save money. …
More College Admissions 101
Additional insights to answer the complex questions Hewlett Packard employees asked during our second College Admissions and Financial Aid Brown Bag Lunch, since we were limited in our discussion time last week. Each topic is bolded, with the details listed below: College Application Essays The autobiographical college application essays are a meaningful part of any…
Private Universities May Not Cost More Than A Public University, In the Final Analysis
Dismissing a college based only on cost, as many families tend to do when considering private universities, may overlook a valuable choice for an individual student. The following podcast discusses how to “value” a public university in relation to a private university, as well as offers tips for planning for future college expenses. For more…
Common App Essays Part 2: How to Write College Essays
Knowing what the college essay adds to a college application, as we discussed in the first podcast of our Common Application essay series, is only the first step in developing a competitive personal statement. The following podcast advises Seniors how to actually write the autobiographical college essay, and addresses common challenges in the drafting process. The college…
Location, Location, Location: More Tips for Choosing Colleges
College bound students are choosing a new home, as much as they are choosing a new school. Often, students we advise want to move to Southern California–one, because its further away from home (since we’re Northern California) than the San Francisco Bay Area, yet still in their home state, and two, for the beaches and temperate…
Finding A College Can Feel Like Searching for a Needle in the Haystack
But, in reality, the student is the needle. No, that’s not some obscure Master-Yoda-Jedi-training-mind-trick. What it means is that the more that college bound student, knows about himself/herself (i.e. interests, vision, goals–career and otherwise), then the narrower the field of possible colleges for both application and enrollment becomes. Plus, the six figure price tag of…
Choosing Extra-curricular Activities When There’s No Magic Formula for College Admissions
Unfortunately for college applicants, there is no magic, straightforward formula for earning an acceptance in the college admissions process. Since the evaluation for college admissions is completed by human beings, about other human beings, in an environment with yearly increasing numbers of applicants who excel and exceed the requirements for admissions, subjectivity in decision making…
1140% = Increase In College Tuition Since 1978
Another chart showing college tuition is increasing at a steepening rate: And is causing families to spend a greater portion of the family budget to pay for college expenses, thus making college “more expensive”: (If unable to view chart, click)
Paying For College Tuition
Student loans, grants and scholarships are replacing parent income and savings in paying for college. Source: Wall Street Journal